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 Phil Cotton has added the lesson plan Know the Score: Credit Score Modeling and Impacts Feb 27, 2021
 Phil Cotton has added the lesson plan Picture the Future, originally written by Terri Newbolt Feb 27, 2021

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Mr. Phil Cotton
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pcotton@omiacademy.com
Oakland Military Institute College Preparatory Academy
Hometown:
South Central Los Angeles
Class Information:
Students per Class: 159
Class Description:
Life Skills - "The kind you actually need" Throughoutthe school year, we go over a wide range of topics. Some include writing checks, opening a bank account, and searching for banks with the best fees and interest rates. It condludes with undersntanding credit, how to remove negative items, how told build up credit with prepaid credit cards, what are simple interest loans and what is compound interest, searching a car and how not to overpay, apartment searching and writing and agreement with a roommate and the most important one, "Know your worth and don't ever give discounts."
Position:
Community Outreach and Program Development
Needs:
The list is neverending so we so many low-income students. Hot spots, laptops, membership to websites, free mentorships, ESL resources, growing English and math skills for our incoming 6th,9th graders who showup 3-4 grade level behind.
My Philosophy:
Fight for the kids because no one is listening to them. I'm an adult though so they have to listen to me.
Personal Information:
Why Do I Teach?:
In Elementary School, Middle School, and the first year of High School, I was in Special Education classes. Mainly due to a stutter I developed from a traumatic event. I had a teacher who taught newspaper 101 offer to help me stop stuttering and have my own weekly column. 2 hours a day, 7 months later and 14 years later, I only stutter when I'm overly excited. She didn't give up on me even when I wanted to. So why am I a Teacher? We make differences that no one will ever hear about or read about. But we know we did it and that's all that matters.
Percent of Students are:
     At-risk: 14 %
     Average: 55 %
     High-achiever: 29 %
     Special Needs: 36 %
Free/Reduced Lunch Program Enrollment:: 77 %
ESL Enrollment:: 29 %
Average number of students in class:: 23 students
Number of students I teach:: 153 students